They should also bear in mind that they have to agree to provide footage on request. However, drivers must first check with their insurance provider whether they offer any discount. Here’s what you need to take into consideration when buying a dash cam.ĭash cams can help lower a driver’s insurance premium ![]() Given that the Insurance Fraud Bureau estimates there are 30,000 ‘crash for cash’ incidents each year – where, for example, an unscrupulous driver slams on the brakes of their car, causing the following vehicle to hit them – it’s little surprise that more drivers are plugging in dash cams to safeguard their reputation and insurance policy. If you’re involved in an accident, that footage can be invaluable for you, insurers or, in serious circumstances, the police to establish who was at fault. The devices are cameras that typically mount on a car’s dashboard or windscreen and record video footage on a loop. The easiest way to think of a dash cam is that it’s like having a passenger in the car, who can act as a witness should an accident occur. ![]() But how do you know if you should have one? And which are the best dash cams available? If you don’t own one, the chances are you know someone who does, or have spotted them in other drivers’ cars. Increasing numbers of drivers are choosing to fit in-car cameras or ‘dash cams’ to their cars. Halfords says it is stocking in-car dash cams to help drivers guard against ‘cash for crash’ insurance fraud (Picture © Halfords)
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